Many Americans are choosing to protect themselves and the property in their homes by anticipating problems before they happen. This tactic is very smart since it safeguards and shields homeowners’ before things happen. Still, before most make that decision, landowners try to find out all they can about any of the top home warranty companies they are thinking of using.
This Choice Home Warranty review is predicated on helping those people with that decision. The investigative report also includes the pros and cons, not just by using CHW, but all major home service warranty companies. Our researchers gather a huge amount of data about many of the best-rated home warranty companies on the market. This data includes complaints, dependability, reviews, BBB ratings, and several other criteria. Once our team of researchers has enough information, we then proceed to make a full review of these companies.
How Home Warranties Work For You
There are several terms used for home warranties. Some call it home insurance while others refer to it as homeowners insurance. No matter which term you use though, the end result is the same. Home warranties work for you by protecting your personal home possessions. They also cover the systems within the home as well. These include air conditioning, plumbing, electrical, water and heating systems. Of course, there are many others as well. What will actually be covered will depend on the plan or package you choose.
Most home warranty policies are affordable. In addition to this, you will also have to pay a flat fee each time you file a claim or need any repair done. Most fees range from $35 to $ 150, depending on the company. A vast amount of realtor will often sell homes with homeowner’s insurance already included. This helps to give new consumers a peace of mind that if anything breaks down or needs to be replaced, it will be covered.
What is Choice Home Warranty?
Choice Home Warranty is a warranty provider that covers the repair or replacement of home system components and appliances. Compared to most of the major house warranty companies on the market today, Choice Home Warranty is relatively new to the sector. According to the Better Business Bureau (BBB) Choice Warranty has been in business for 9 years. While nine years is a long time for a business, some of the other similar home warranty companies have been around for 20 and 30 plus years. Their headquarters are located in Edison, NJ. Choice Warranty has a team of at least two to three representatives for each client. This allows them to help you more efficiently whenever you have questions about Choice Home Warranty promo codes, their phone number, complaints or plans.
The home protection policy vendor has several comprehensive protection plans in place. These plans are aimed at safeguarding their clients from any high cost of repairs or replacement of appliances and systems. If you decide to apply for a warranty, it has a 30-day waiting period before your contract goes into effect. Its contract lasts for one year and becomes subject for renewal after. CHW has a large network of professional service technicians in their network for any claims you may have. In case you need information about login, a promo code or coupon, their customer service team is there to help you.
The Pros And Cons Of Home Warranty
If there is one thing you should concern yourself and be aware of, it’s the pros and cons of a home warranty company. Knowing them will help you better decide if the service is worth buying it or even right for you. Below are some of the pros and cons most major home warranty services will deliver.
- Peace of mind in knowing that your property is well protected against any normal wear and tear or unforeseen problems.
- Protects you against major system damages that can happen without warning.
- Saves you money on repairing or replacing any appliances or systems in your home.
- Quick and easy to file your claims. Saves you time and money looking for a reputable repair company or service technician.
- Can pay for itself right away once you use it. The cost of a policy is far less than what most common repairs amount to.
- Shields you from going into debt by helping you avoid paying for any major system home repairs expenses.
- Many options available for you as far as packages and plans. Choose one that is most convenient and right for you.
- Adds to the value of your property if you are planning on selling it. Most buyers will feel more confident about buying a home that has a home warranty in place.
- Its serves call fee is among the lowest in the industry.
- Just like Home American Home Shield, it does not require a home inspection.
- CHW will accept service calls 24 hours a day, 7 days a week.
- Companies will not allow you to choose your own repair technicians. You have to use the one that they send you from their network.
- Major systems which cost more money can be extra on your policy. Items such as Plumbing, septic, and air conditioning systems are often considered extras.
- You could do without a home warranty if your home is still new. You may not have to file any claims if nothing breaks down.
- Old or poorly maintained appliances or systems may not be covered. You may have to share any home inspection results with them to prove your items have been properly maintained.
- You cannot customize your plan to include only appliances you have, unlike its competitor American Home Shield.
What does Choice Home Warranty cover?
Choice Home Warranty offers two plans. It has the Total Plan and the Basic Plan. The Basic Plan offers coverage for systems such as electrical, heating, and plumbing, and essential appliances such as water heater, oven, and dishwasher. The Total Plan covers everything in the Basic Plan and includes important items like air conditioning system, refrigerator, and washer and dryer.
Choice Home Warranty BBB Rating
One of the most frequent questions or searches people ask and perform when it comes to CHW and other home warranty businesses is their BBB rating. That's because the Choice Home Warranty BBB rating will usually tell you what to expect about them. It is here that you will also find about any complaints filed against the company. Also, if there are any pending lawsuits or civil suits, this will be a great place to find that out.
The Choice Home Warranty BBB rating is presently at a B-. In addition, they also have accumulated a composite score of 3 stars out of a possible 5-star rating system. Although a B minus rating is not the best a company can have, it is still very respectable.
Choice Home Warranty Complaints
During our research, we found that the number of complaints filed against Choice Home was a bit high. Most seemed to be about the number of time claims took to be resolved. Others also took issue with their customer service. But with new companies, it usually takes them some time to understand the nature of those that file complaints. As it stands now, it appears that CHW is taking bigger steps to address them. They now have a representative available who offers a direct contact number on the BBB site for those wishing to file a complaint. The representative asks that people contact them before they file one against CHW. Overall, it appears that this is working since the number of complaints are down and positive reviews about them are up.
Choice Home Warranty Reviews
When it came down to quantify the number of Choice Home Warranty reviews, the totals were very good. Consumeraffairs.com, which has individual reviews on many of the leading home warranty companies in the US, rated them very high. In fact, the site rated them a 5 out 5 stars. Their ratings were based on a cumulative score from well over 8,812 different reviews.
Several other sites also had many testimonials from clients about CHW that were very positive as well. We did find one site which had really negative reviews about Choice Warranty. Our research found that Choice Home Warranty reviews on Yelp were very low. Still, we have already mentioned that Yelp's rating system cannot be really trusted.
Reports found that just about anyone can post a negative or positive review on Yelp regarding any company. Worse of all, the reviewer doesn't even have to be a client or prove that they were. This opens up a huge door for bogus and fake reviews often planted by the opposition or competing businesses. Overall, the Choice Home Warranty reviews score came out to 4.5 stars out of 5.
Pricing And Dependability For CHW
When the final tally came down as far as the pricing for the cost of Choice Home Warranty plans and coverage, the numbers were average. The prices of their home warranty policies started a bit higher than others. The yearly plans begin at $370 and go up about $450 a year. Their basic plan and their total plan are very affordable. CHW also has a service call fee they will charge you for each claim they answer for you. It is one of the lowest we found out of several companies out there.
The dependability ratings for Choice Home Warranty was not as high as one might expect. According to our data, they garnished only a 6 out of a possible 10. This dependability rating had a lot to do with a previous Choice Home Warranty lawsuit they went through. In that lawsuit, the state of New Jersey fined CHW a few years ago for ‘deceptive advertising practices.' It appeared as if the company was unwilling to honor a lot of legitimate claims made by their clients.
Final Review of Choice Home Warranty Reviews
Choice Home Warranty has not been around as long as several other companies that sell home protection plans. That may have hurt them in the long run since they ended up experiencing a large number of complaints and even a lawsuit filed against them. Still, it appears as if those factors are helping to turn the company around. The past year, the number of positive reviews for CHW has risen. At the same time, the number of complaints filed against them has dropped. While Choice Home Warranty may be a good company to use for house warranty support, there are a few better choices out there for you. Based on our review, we do not feel that CHW should be your first choice in selecting a Home warranty policy provider.
you can Request A Free Quote From Choice Home Warranty here!