EasyCare Warranty: VSC Plans, Claims and Coverage

A single transmission rebuild can cost $5,000 or more, and most factory warranties expire long before a car is paid off. An easy care warranty is EasyCare’s vehicle service contract (VSC): dealer-sold protection that pays for covered mechanical breakdowns after the factory warranty ends, with four coverage levels, 24/7 roadside assistance, and rental reimbursement. This guide explains the real plans, coverage, exclusions, eligibility, and how to file a claim.

Quick Answer: EasyCare Warranty at a Glance

EasyCare’s vehicle service contracts come in four coverage levels — TOTALCARE (exclusionary), PRIMARYCARE, POWERCARE, and STATEDCARE — and cover vehicles up to 200,000 miles and current model year plus 15. Every plan includes 24/7 emergency roadside assistance, substitute transportation up to $40 per day for six days, and trip interruption up to $100 per day.

An easy care warranty is sold through dealerships only; file claims or request roadside help anytime at 844-296-6788.

Official Policy Verification & Source Check

How We Check This Policy: We read EasyCare’s official vehicle service contract brochures, product pages, and the company’s own dealer announcements — not forum speculation. Where EasyCare publishes dealer-set pricing, we state that plainly instead of inventing numbers.

EasyCare Warranty Coverage Levels Explained

The easy care warranty VSC comes in four tiers so dealers can match a budget to a driving habit. TOTALCARE is the exclusionary top tier: it covers everything mechanical except a short list of named exclusions, which is the broadest protection EasyCare offers. Below it, PRIMARYCARE covers a wide stated list of components across the engine, transmission, drive axle, electrical, and high-tech convenience groups.

POWERCARE is the powertrain-focused tier, covering the engine, transmission and transfer case, drive axle, and seals and gaskets — the expensive failures that strand cars. STATEDCARE is the entry tier with a narrower stated-component list for buyers who want basic protection at the lowest price. Your contract names the exact components per tier, so confirm the list before signing.

Choosing the right easy care warranty tier comes down to your vehicle’s age, mileage, and how much technology it carries.

EasyCare also expanded eligibility so one VSC form now covers gasoline vehicles, electric vehicles, CPO wrap, medium-duty trucks, lifted trucks, Canadian vehicles with no factory warranty, snowplows, and commercial vehicles including rideshare use. Four coverage levels reach drivers up to 200,000 miles and current model year plus 15 — far beyond the eligibility most factory warranties allow.

What Does the EasyCare Warranty Cover?

A vehicle service contract is not insurance — it pays for the repair or replacement of covered components that suffer a mechanical breakdown during the contract term. Under the VSC program, covered component groups include the engine, automatic and manual transmission/transfer case, drive axle (front/rear), seals and gaskets, air conditioning, heating, fuel system, cooling system, braking system, front and rear suspension, steering, electrical system, and the high-tech/convenience group.

What Is SelectCare?

SelectCare is the zero-deductible everyday-wear benefit bundled with an easy care warranty: it covers the maintenance-type items factory warranties ignore. That means one replacement set of front and rear brake pads/shoes, one replacement engine battery, headlamp bulbs (except impact damage), engine belts and hoses, one set of wiper blades or inserts, fuses and light bulbs, one front or four-wheel alignment, and diagnostic charges tied to a covered breakdown.

SelectCare also covers key replacement — reimbursement for up to two damaged, lost, or stolen vehicle keys, up to $750 per key including programming, plus other keys on your ring up to $200 per occurrence. It adds vehicle and home lock-out assistance (locksmith reimbursement up to $85 per occurrence) and taxi (up to $50) or tow (up to $100) reimbursement when replacement keys can’t be made at the disablement location.

What Is TechCare?

TechCare is the easy care warranty option built for modern electronics: touchscreens, cameras, infotainment systems and speakers, navigation and GPS, TV screens, DVD players, WiFi and USB ports, plus safety systems like blind-spot detection, lane-departure warning, parking sensors, and autonomous braking. Coverage begins after the manufacturer’s warranty expires and can extend up to seven years — a lower-cost alternative to a traditional VSC for tech-heavy vehicles.

Coverage Limits: Rental, Trip Interruption and Key Benefits

With an easy care warranty, the convenience benefits matter as much as the parts list. If your vehicle is in the shop for a covered repair, EasyCare reimburses substitute transportation up to $40 per day for up to six days — rental, taxi, or rideshare — with an upgrade option to $75 per day for six days. You choose which substitute transportation option works best, and you pick the shop.

If a covered breakdown strands you more than 50 miles from home overnight, trip interruption reimburses up to $100 per day for meals and lodging during the first three consecutive days. Key replacement caps at $750 per key including programming, lock-out assistance at $85 per occurrence, and taxi or tow reimbursement at $50 and $100 per occurrence when keys can’t be replaced on site.

EasyCare also offers a diminishing deductible option: bring your vehicle back to the selling dealer for covered repairs and your deductible drops. The design rewards dealer loyalty — confirm whether your contract includes this option and what the standard versus reduced deductible amounts are.

What the EasyCare Warranty Does Not Cover

Every easy care warranty contract has an exclusions section — read it before you need it. These are the lines that decide denied claims:

• Excluded Pre-existing breakdowns. Failures already present before the contract started are excluded. Your contract’s effective date is the dividing line.
• Excluded Routine maintenance. Oil changes, filters, and scheduled service are not covered — though SelectCare does cover specified wear items like brake pads and wipers.
• Excluded Non-covered components. On stated-component tiers, only listed parts are covered. TOTALCARE flips this: everything is covered except named exclusions.
• Excluded Accident and misuse damage. Collisions, abuse, neglect, racing, and unauthorized modifications are excluded.
• Excluded Aftermarket and non-approved parts. Breakdowns caused by parts not approved for your vehicle can be denied.
• Excluded Manufacturer-warranty items. The VSC is designed to take over after factory coverage expires — items still under factory warranty belong to the manufacturer.

How to Buy an EasyCare Warranty

An easy care warranty is sold exclusively through participating dealerships — you buy it in the F&I office when you purchase a vehicle, and many dealers can also sell coverage on vehicles they didn’t originally sell.

Because each dealer sets its own retail price, EasyCare publishes no national price list; quotes vary by vehicle, mileage, term, and coverage level, so compare the contract’s component list and deductible, not just the monthly number.

Ask the F&I manager three questions: which of the four tiers you’re being quoted, the exact deductible (and whether the diminishing-deductible option applies), and the contract term in months and miles. Confirm eligibility for your odometer reading — coverage extends to 200,000 miles — and get the substitute-transportation and trip-interruption limits in writing.

How to File an EasyCare Warranty Claim

Using your easy care warranty starts with one phone number:

1. Call 844-296-6788 for 24/7 emergency roadside assistance or to start a claim.
2. Take the vehicle to a repair facility. For the diminishing-deductible benefit, return to the selling dealer.
3. The shop calls EasyCare for authorization before starting covered repairs — never authorize major work before approval.
4. Pay your deductible per the contract terms; EasyCare pays the shop directly for the covered repair.
5. Keep every receipt. Maintenance records and the repair order protect you if a claim is ever questioned.

View your customer ID card anytime at cid.easycare.com, and keep the 844-296-6788 number in your phone before you ever need a tow.

Is the EasyCare Warranty Transferable?

Yes — an easy care warranty is transferable to another private owner if you sell your vehicle, which can raise your trade-in or private-sale value. Transfer rules, fees, and deadlines are in your contract, so start the paperwork with the administrator before the sale closes rather than after.

How to Cancel an EasyCare Warranty

Every easy care warranty can be cancelled under the terms in your contract: most VSCs allow cancellation with a pro-rata refund (minus claims paid and an administrative fee), and some states add a full-refund window shortly after purchase. Contact the selling dealer or the administrator — Automobile Protection Corporation (APCO), P.O. Box 8058, Norcross, GA 30091-9802 — and confirm the refund math in writing before you sign anything.

EasyCare Warranty FAQs

Conclusion

An easy care warranty makes sense when the factory warranty is gone and one major repair would hurt: four tiers from basic powertrain to exclusionary TOTALCARE, eligibility to 200,000 miles, EV and tech coverage, and genuinely useful benefits like substitute transportation and trip interruption.

The trade-off is dealer-only pricing with no published national price list, so negotiate the tier, term, and deductible — not just the monthly payment. Explore plans at easycare.com and confirm every term in your contract before you sign.

Sources: easycare.com (official VSC product pages and brochures), info.easycare.com (official VSC and SelectCare brochures), digitaldealer.com and globenewswire.com (EasyCare/APCO product announcements).

Disclaimer: This article is for informational purposes only. EasyCare may change plan names, terms, limits, and eligibility at any time, and pricing is set by individual dealers. Confirm current terms in your own contract or with an authorized EasyCare dealer before purchasing or filing a claim.